April 20, 2012
Wedding Photography can devastate you financially. In asking for horror stories from wedding photographers, somebody shared with me how they photographed a wedding for $500, and half of the photos didn’t turn out (accidental reformat of one of the cards) so the couple sued them and got $37,000!!! (they lost their home and their retirement accounts).
Here is another story from the UK published in the Daily Mail. The couple published their terrible photographs online, and the paper interviewed the wedding photographer, who had gone bankrupt refunding money to dissatisfied couples.
If you aren’t well trained and experienced at wedding photography, you can shoot weddings at high risk. But be warned – this type of publicity is making couples more bold at suing their wedding photographers.
You may think you’re just going out and shooting somebody’s wedding for a modest cost, but if somebody trips over your bag at a reception and gets injured, and you don’t have an LLC or Corporation, and you don’t have liability insurance – you could lose everything you have.